We make instant online decisions. Once your application has been accepted and you have electronically signed your agreement online we can transfer the funds to your account in around 60 minutes free of charge. We do not charge any application fees or completion fees.
Our Basic Criteria is...
- You are aged 25 to 64 years
- You have a UK Bank Account with Direct Debit that your wages are paid into
- You can afford your loan repayment
- You have a reason for any credit problems you have had in the past
- You are not in Debt Management, IVA or Bankruptcy
Consumer Credit Trade Association (CCTA)
We are a member of the Consumer Credit Trade Association (CCTA). The CCTA was established in 1891, and for upwards of 100 years, has played a major role in ensuring high standards are delivered across the credit industry. As a CCTA member, we adhere to the reputable CCTA Code of Practice. As a customer, you can expect an ethical, reliable and open service from us.
For more information, see www.ccta.co.uk
Our Commitment to Responsible Lending
We are extremely commited to responsible lending. Not only is responsible lending a good business practice and a benefit to all our customers but our license to trade as a lender depends on us being a responsible lender.
Responsible lending is really just common sense. We will make sure that you have all the information you need in order to make an informed decision about your loan and we will only lend to people who can afford to make the repayments. If you get into trouble with repayments we want to help. Any genuine problems that arise will be dealt with sympathetically and we will try get you back on track as soon as we can. We will always treat you the way we would like to be treated ourselves.